But then Chase tells me that my mortgage payment is going up $150/month. It's escrow, reflecting an increase in my property value and famous Cook County taxes. I can pay this -- shit, I have to pay it, I have no choice -- but it will be a pinch. Just when I was figuring my budget was going to feel less pinched!
And then there's the Epipen shortage. I am allergic to bee sting. If I get stung and I don't get fast treatment, I could die. The Epipen I've been carrying in my purse is expiring on September 1. Last week, I called Walgreens -- the pharmacy chain preferred by my insurance company -- is completely out of Epipens and has no idea when they'll get more. I asked the pharmacist what he suggested I do. He told me not to bother with CVS, as they don't have any either.
OK, that's what I shouldn't do. But what should I do? After all, the one in my purse expires on September 1. Will neighborhood drugstores have a fresh supply in the next 10 days.
"I don't know."
I found a local, independently-owned pharmacy that had one in stock. One. They were nice enough to call my doctor and get my prescription, even though they know I'm kinda contractually-bound to Walgreens. But, because they aren't a preferred pharmacy, I have to pay a steep price.
Now that's a year supply. And it's $100 less than it would be without insurance. And I'm lucky to get one, because there's a drought in my area.
But this is $650 that I have to come up with ... NOW. $650 I wasn't planning on spending at all.
I'm 60, and I still don't have this money thing figured out. I guess that means I'm never going to have this money thing figured out.