![](https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh-I87ZA8Tcl1HFW6HzUEDmqjZy-2Gg19nDSBfcP1uMHNWAEopR0JcDdDRUf-moArn6JCZYLdlR55rLDc2IJGRL4l-fKzV7YzzqRVcnxSTnG4Zf40ed4X26gRY8g-xHN9WgRdzR/s400/tax-refund-check.jpg)
35% My mom’s supplemental Medicare insurance
25% Extra mortgage payment
5% Savings Bonds for my niece and nephew, who would rather have the cash
5% Add to my household “emergency” fund, just in case the condo board hits us with a special assessment
30% MY VACATION! All fiscal responsibility/no play makes me a dull Gal. And besides, it will make next month's Spa Sabbatical (complete with manicure, pedicure, massages, hydrotherapy, facial and makeup makeover) even more relaxing if I know I can afford it.