I feel I deserve this extravagance. And that may well be. However, I cannot afford it.
By brown bagging it just one day every week, I can:
• save about $30 each month, or more than $350/year
• take care of the possible $27.75 monthly increase in my condo assessment without any undue hardship.
And so I shall begin January by focusing on packing my lunch one day/week. I won't allow myself to forget/ignore this.
*A big "if"