Earlier this month I whined and complained about financial straights that I have gotten myself into. I was undoubtedly more honest about it here than I have been with the people I come to face-to-face with in my real life. That, combined with the supportive responses from Kwiz, Snarkela, Vivian and Silver Neurotic helped me get a grip on my self made mess and start improving my situation.
So I have begun bringing my lunch to work and questioning every expense. Instead of just donating a couple of new books I have sold them on eBay, which won't buy me a house in the country but it does help me stay on budget. I have even (gasp!) cooked at home! And tomorrow, instead of renting the Oscar-nominated Winter's Bone so I can see it before the awards Sunday, I will attend the free showing at the local public library. If I find extra in my wallet, I do not look at it as "found money" to have fun with but instead do something useful with it -- like adding it to my CTA pass.
The result is that I have stayed on budget for each week and been able to add a little to my household "slush" fund (the money I turn to if a smaller unexpected expense turns up -- like a super-sized bill for snow removal at my mom's or a gift for a baby shower at the office). While using the money responsibly doesn't necessarily give me the quick high of a new purse, it does pay off in serenity over the long term.
Thank you, ladies, for the perspective and the inspiration!
These are the thoughts and observations of me — a woman of a certain age. (Oh, my, God, I'm 65!) I'm single. I'm successful enough (independent, self supporting). I live just outside Chicago, the best city in the world. I'm an aunt and a friend. I feel that voices like mine are rather underrepresented online or in print. So here I am. If my musings resonate with you, please visit my blog again sometime.
Very well done!!!
ReplyDeleteso happy for you!! just rec'd my tax refund...and I quickly paid some bills...before i had the chance to do something stupid! you have encouraged me too....
ReplyDeleteGood for you! I'm trying to do the same thing - spend more thoughtfully (if at all), basically - but it sure can be hard.
ReplyDeleteI'm glad that things are going a little better financially. It's definitely not a huge change, but every little bit of saved money helps.
ReplyDeleteCongratulations! You're off to a great start.
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