Today really kinda sucked. It started with an impossible project kick off that I'm not going to talk about here, and then went on to include a root canal. Oh, and I found out I need a porcelain crown on the tooth, and this could set me back between anywhere from $700 to $2400, depending on where the procedure is done.*
But nothing is all bad. It's not going to be as taxing financially as I thought. Not because of any good planning on my part. Just good fortune and timing.
For years, I specialized in card marketing. To learn more about our competitors, I said "yes" to every credit card offer that came my way. Consequently, I have a drawer full of cards.
One card has $140 in unused cashback rewards. I used that one to pay today's $387 bill for the root canal. I just cut my portion by more than 30%. Yea!
My Sears Master Card just sent me a "please come back" offer: 0% financing for 18 months on any single purchase over $549. I called and asked if the service of a dentist counted as a purchase. It does!So for all I have on my mind right now, money is not one of them and I'm grateful.
*My dentist just retired and referred me to an endodontist for the root canal. I have to find a new dentist to handle the crown.
I've needed the same procedure done for over a year--I just don't prioritize my finances to pay for it.
ReplyDeleteI hope you can find a dentist referral from a friend. There are many dentists who offer services one doesn't really need.
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