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2) What are you looking forward to this month?
Feeling my new financial normal.
I got a raise on December 1, but it didn't appear until my December 31 check, with my Christmas bonus, so it looked like a lot. Then in January, with my refi I got a refund check for overpayment on my previous mortgage account. And, with the refi, my mortgage payment is naturally lower. So in December and January I felt like I was rolling in dough.
That's not reality though. It's not like I suddenly became a Vanderbilt in December. So February is my first real financial month of 2021.
It's nice to have a cushion of money for however briefly you've got it!
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