But it is a learning experience. Toilets can be very inexpensive -- there are a variety that are less than $200! And the handyman won't charge me more than another $200. So while this is not an expense I planned for or welcome, I do have a slush fund for emergencies of this type and that will cover it.
In 2006, my adventures were with the ac and the refrigerator. Now it's the toilet. I am becoming a seasoned homeowner.