More budge in your budget. Every time I buy groceries I toss something in the bag for the local food pantry. It used to be I could find all kinds of non-perishables on sale for under $1. Not so anymore. Not that it matters, but I blame the tariffs and the ongoing effect of the War in Iran.
Of course, my opinion doesn't matter. The store brand pasta that was 99¢ under Sleepy Joe Biden will still be $1.39, whether or not I shake my fist at the clouds. Instead, inspired by a recent issue of AARP Bulletin and Martha Stewart's webpage, I give you ...
13 tried-and-true ways to curb your spending
1. Pay with cash. You're less likely to go over the fixed amount you set aside for groceries or dinner if you go old school and don't rely on plastic.
2. Get rewards. If you're going to pay with a card, make sure it's one that gives you something in return. If Card A will give you double miles on dining and Card B offers triple points at the pump, keep both in your wallet and tap the right card at the right time.
3. Clean your microwave more often. Crumbs left behind can create "hot spots" in the oven interior and shorten the its life.
4. Remove your roof rack. It's a scientific fact: a rack creates aerodynamic drag that makes your car use more gas.
5. Change the oil regularly. Yes, it's dirty and, even if you have someone else do it, time consuming. But skipping your vehicle's oil change can reduce gas mileage (expensive) and damage the engine (even more expensive).
6. Don't park at the airport. People who are used to driving drive. But it's almost always cheaper to take a rideshare to/from the airport than to park.
7. Don't pay rental car insurance you're already getting. Major credit cards often include rental car coverage as a perk. Check your card's website before you take go to the rental car counter.
8. Turn down the laundry temp. Check the labels and the back of your detergent bottle. You can likely get your laundry just as clean at a cold or warm setting, and you'll lower your electric bill by not making your water heater go all the way to hot.
9. Look beyond the "big guys." Smaller providers – US Mobile, Mint Mobile and Consumer Cellular – access the same networks as Verizon, AT&T and T-Mobile but often cost less.
8. Celebrate at the dollar store. Save on party supplies like paper plates, napkins, and cups.
10. Clean your gutters. Clogged gutters will sag and you'll have to replace them sooner. They can also overflow and leak, causing expensive damage to the outside of your house.
10. Think thrift for glass. Picture frames, vases and decorative jars are usually good second hand and all are readily available at your thrift store.
11. Keep a tote bag in your purse or car. Many municipalities charge a bag fee that you won't have to pay if you bring your own with you.
12. Social media is not just for sharing vacation photos. Follow your favorite stores and find out about sales in advance. Some retailers post coupons you can load onto your phone for next time you visit.
13. Comparison shop for pet supplies. Often your local grocery store, Target and Walmart sell the same brands for less than the chain pet stores charge.
How about you? Any tips to add?
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